Charles Morgan is a consultant in the life insurance and employee benefits fields. He has more than fifty years of experience in the life insurance, financial services, health care, and benefits industries. He is a nationally recognized leader for his innovations in the health care and other non-qualified benefits financing fields. He is also a nationally recognized expert in corporate owned life insurance programs, having been a leader in developing institutional-oriented pricing, design, investment, and risk management structures for Fortune 100 and Fortune 1000 companies. Charlie’s clients include law firms, employers, insurers, banks, and other financial services companies.

He has testified at deposition and trial in numerous court cases, State and Federal with respect to life insurance structures, insurable interest, fiduciary obligations, and ERISA. He is the Founder, Treasurer, and General Counsel of a non-profit genealogical association.

He has published a book titled “The Guarantees in the Massachusetts Constitution Imposing a Duty on Massachusetts Courts To Grant Standing to All Persons in All Actions” as well as numerous articles on life insurance and transfer of risk.

Education: 

• BA, Wesleyan University
• JD, Vanderbilt University School of Law
• MBA, Pepperdine University
• CLU (Chartered Life Underwriter) and Pension Certificate, The American College of Financial Services

Experiences: 

• Attorney Mass Mutual Life Insurance Company
• Attorney Prudential Financial
• Founder and CEO, PruBenefit Funding
• Founder and Principal, HMH Consulting
• Founder, Treasurer and General Counsel, The Hungerford Family Foundation, Inc.
• Numerous expert reports on life insurance and ERISA fiduciary duties
• Testimony at deposition and trial in numerous court cases

Credentials: 

• Member of the Bar, Massachusetts, New Jersey and Texas
• Member of the Bar, Federal District Court for Southern Texas, Southern Division
• Member of the Bar, Fourth Circuit Court of Appeals
• Chartered Life Underwriter