Jay Hibert

Carlsbad, California

General Specialty

Insurance and Financial

Specialty Focus

Appraiser & Valuation (Real Estate)
BA Loans
Bank Finance
Banking Operations
Broker Fiduciary
Broker Standards of Care
Business Consulting
Business Development Growth
Business Development Strategy
Collateral Review
Commercial Financing
Commercial Real Estate
Construction Lending
Directors Liability
Escrow/Title Insurance
Expert Reports adherent to Federal Rule 26
Hard Money Loans
Investment Analysis (Real Estate)
Lender Liability
Lending Customs and Practice
Officers Liability
Private Money Lending
Professional Malpractice
Real Esetate Financing
Real Estate Agent
Real Estate Broker
Real Estate Finance
Real Estate Leasing
Real Estate Lending
Real Estate Loans
Real Estate Malpractice
Real Estate Valuation
Retail Real Estate
Standard of Care
Title Insurance

Primary Areas of Expertise

Banking, Finance, and Real Estate

Active lender with over 35 years of experience in Banking, Finance, and Real Estate Lending. Licensed with the California Bureau of Real Estate. Cal DRE#01523075

Jay Hibert was in the commercial banking industry for 25 years before leaving to form his own company, a real estate lending and consulting company. Jay is licensed with the California Bureau of Real Estate and for over 10 years his company was a licensed California Finance Lender. The company provides services to banks, non-banks, and individuals in need of creative financing solutions.

With now over 35 years of experience in banking and real estate, Jay’s market knowledge and transactional experience has allowed him to work in a consulting and expert witness capacity for many clients over the years. Still an ACTIVE lender in the industry, Jay stays updated on current customs and practices and has transacted hundreds of real estate and non-real estate loan negotiations in times of economic growth as well as downturns in the economy. His extensive credit background arms him with the understanding of how banks and other lenders operate internally.

Mr. Hibert has been providing expert witness and consulting services since 2010. He has been designated over 130 times as an expert in 16 different states concerning matters relating to commercial lending, real estate, construction finance, SBA Loans, brokerage, hard money loan expert and investment issues.

Jay Hibert is a licensed Real Estate Broker through the California Bureau of Real Estate. CA DRE #01523075.  


Key Areas of Expertise include:

  • Lending Policies
  • Custom and Practice
  • SBA Lending
  • Hard Money Lending
  • Lender Liability
  • Broker Standards of Care and Fiduciary Responsibility
  • Loan Underwriting and Credit Administration
  • Loan Process and Bank Loan Restructure/Workout Process
  • Note Valuations
  • Collateral Review
  • Hard Money Loan Expert
  • Banking Operations/Administration
  • Construction RE Lending & Administration
  • Litigation and Discovery Consulting
  • Expert reports adherent to Federal Rule 26
  • Title Insurance Cases
  • Loan Syndication/Secondary Market Loan Sales



B.A. in Philosophy w minor in Economics and Accounting, Pomona College
Licensed California Real Estate Broker, California Bureau of Real Estate


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